Question 1

How do I know if my roof has hail damage?

Accepted Answer

From the ground, look for dented gutters or downspouts, dinged AC condenser fins, granules at the base of downspouts, dented window screens, and chipped paint on trim. Roof-level damage like bruised or cracked shingles usually isn't visible from the ground — a professional inspection is the only reliable way to confirm it. Climax Roofing offers free inspections with photo documentation: 303-534-1500.

Question 2

Should I call my insurance company first after a hailstorm?

Accepted Answer

No — get a professional roof inspection first. Many carriers open a claim on your record the moment you report possible damage, even if no payout follows, and a closed zero-dollar claim can still raise your premiums. An inspection first tells you whether you have claim-worthy damage before anything touches your insurance record.

Question 3

How long do I have to file a hail damage claim in Colorado?

Accepted Answer

Most Colorado homeowner policies allow roughly one year from the storm date, though policies vary. For the June 2026 Denver metro storms, the relevant dates are June 1, June 3, and June 8, 2026. Claims are tied to a specific storm date, so professional documentation identifying which storm caused your damage matters.

Question 4

What does a free roof inspection include?

Accepted Answer

A Climax Roofing inspection covers shingles, ridge caps, flashing, vents, skylights, gutters, downspouts, and soft metals, with photo documentation and a plain-language verdict: fine, worth monitoring, or claim-worthy. No charge, no obligation, no pressure.

Question 5

How much hail does it take to damage a roof?

Accepted Answer

Hail around 1 inch can bruise asphalt shingles and strip granules. At 1.5 inches, damage occurs on most unprotected roofs. At 1.75 inches and above, essentially every unprotected asphalt roof in the impact path takes measurable damage. The June 2026 Denver metro storms produced hail from 1.5 to 2.75 inches.

Question 6

How do I avoid roofing scams after a storm?

Accepted Answer

Never pay a roofer in advance, never sign under same-day pressure or with cancellation fees, and always ask for a local Colorado address, active license number, and local references. Climax Roofing and Construction operates from 6580 E 60th Ave in Commerce City, CO and holds active Colorado contractor licenses.

Question 7

Are impact-resistant shingles worth it in Colorado?

Accepted Answer

Usually yes. Class 4 impact-resistant shingles hold up dramatically better in Colorado's hail alley, and most Colorado insurance carriers offer premium discounts for Class 4 roofs — commonly 20% or more. If your roof needs replacement after storm damage, claim time is the most cost-effective moment to upgrade.

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